PB.JOBSOFTODAY.IN
Your Trusted Source for Government Schemes and Updates
Mukhya Mantri Sehat Yojna (MMSY): Free Healthcare for Punjab Residents
| By PB.JOBSOFTODAY.IN
The Mukhya Mantri Sehat Yojna (MMSY), launched by the Government of Punjab on July 14, 2025, is a groundbreaking healthcare scheme designed to provide free and cashless treatment up to ₹10 lakh per family per year. This initiative ensures that every resident of Punjab has access to quality secondary and tertiary healthcare in both government and private empanelled hospitals across Punjab and Chandigarh.
What is Mukhya Mantri Sehat Yojna (MMSY)?
MMSY is a universal healthcare scheme aimed at making healthcare accessible to all Punjab residents. It covers a wide range of treatments, from surgeries to specialized care, without any financial burden on the beneficiary. The scheme operates in a hybrid mode, combining the efforts of an insurance company and the State Health Agency (SHA) to settle claims efficiently.
Key Features of MMSY
- Cashless Treatment: Up to ₹10 lakh per family annually for secondary and tertiary care.
- Empanelled Hospitals: Treatment available in government and private hospitals in Punjab and Chandigarh.
- Hybrid Implementation: Claims up to ₹1 lakh are handled by an insurance company, while claims above ₹1 lakh are funded by the SHA.
- HBP-2.2 Packages: Adopts National Health Authority (NHA) package rates for standardized pricing.
Eligibility Criteria
To benefit from MMSY, you must be a bonafide resident of Punjab. Here’s what you need:
- Aadhar Card and Voter ID as proof of residence.
- For those under 18, an Aadhar Card and the Voter ID of a parent or guardian suffice.
- Government employees (regular, contractual, outsourced) and pensioners are eligible.
- Beneficiaries under other schemes (e.g., ESIC, CGHS) can only choose one scheme to avoid duplication.
Who Counts as Family?
The scheme defines a family inclusively, with no limit on family size. Eligible family members include:
- Head of the family
- Spouse
- Unmarried children
- Parents
- Widow/divorcee and their minor children
- Widow daughter-in-law and her minor children
How to Register and Get MMS Cards
Once your data is captured, you’ll receive an MMS Card. Beneficiaries funded by the Central Government will get cards as per NHA guidelines. Contact your nearest empanelled hospital or visit the State Health Agency Punjab for registration details.
Why MMSY Matters for Punjab Residents
This scheme is a game-changer for Punjab’s healthcare landscape. It ensures that no resident is denied quality treatment due to financial constraints. Whether it’s a major surgery or specialized care, MMSY has you covered. For more government Pragmatic play, visit our healthcare tips page for staying healthy.
Learn More About MMSYConclusion
The Mukhya Mantri Sehat Yojna is a monumental step toward universal healthcare in Punjab. With cashless treatment up to ₹10 lakh, inclusive family coverage, and a seamless claim process, MMSY ensures that every resident can access quality healthcare. Stay informed with PB.JOBSOFTODAY.IN for the latest updates on government schemes!
