Punjab Overseas Scholarship Scheme 2025-26 — Study Abroad Made Possible for SC & Low-Income Students
Punjab Overseas Scholarship Scheme 2025-26 Overview
This year the Punjab government has expanded support for students from Scheduled Castes and low-income families who wish to pursue higher education abroad. The Overseas Scholarship Scheme covers tuition support and a comprehensive allowance package — helping talented students access international universities without bearing the full financial burden.
Overseas Scholarship Scheme – Golden Opportunity for Talented Youth Dr. Baljit Kaur informed that the government has launched a transformative Overseas Scholarship Scheme for Scheduled Caste students and children of landless agricultural laborers. Eligible students (under 35 years, minimum 60% marks, parents’ annual income below ₹8 lakh) can now study at any of the world’s top 500 universities.
The government will cover visa, airfare, tuition fees, annual maintenance allowance (₹13.17 lakh), contingency allowance (₹1.35 lakh), and medical insurance.
A 30% reservation for girls students ensures equal opportunities. Each family can avail benefits for up to two children, although each student can benefit only once.
Dr. Baljit Kaur added that applications for the academic year 2025-26 can be submitted online at the NOS portal https://nosmsje.gov.in from 15 September to 24 October 2025. She emphasized that this scheme will open new doors for Punjab’s talented youth without requiring parents to mortgage property for overseas education.In simple words: if your family income is below the specified limit and you meet the academic criteria, Punjab will help fund your study abroad dream — including travel, tuition assistance, and an annual maintenance allowance.
Eligibility Criteria for Punjab Overseas Scholarship
To qualify, applicants typically must meet the following conditions (confirm final details on the official portal before applying):
- Be a Punjab resident and belonging to the target categories (Scheduled Castes / children of landless agricultural labourers as specified in the notification).
- Family annual income should be less than ₹8,00,000 (as per the latest scheme update).
- Applicants should be under the age of 35 years at the time of application.
- Minimum academic requirement: at least 60% marks in graduation (or as specified for professional courses).
If you are unsure whether you qualify, collect your income certificate and mark sheets, and verify details on the official portal (or contact the scholarship helpdesk).
Financial Benefits Under Punjab Govt Scholarship 2025
The scheme provides a robust benefits package to make studying abroad feasible for low-income families. Typical benefits include:
| Benefit | What it Covers |
|---|---|
| Allowance | Annual maintenance allowance (up to ₹13.17 lakh in exceptional/combined support cases as mentioned in media briefings for specific needs) |
| Tuition Support | Partial or full tuition fee reimbursement depending on eligibility and available slots |
| Travel & Visa | Support for return airfare and visa processing costs |
| Contingency & Insurance | Contingency grant and medical insurance for the course duration |
These benefits aim to cover the major cost heads of overseas education so students can focus on academics rather than finances.
Important Dates & Application Process (2025-26)
The government portal for Overseas Scholarship applications opened in mid-September and will remain accessible for online submissions. Typical timeline (example):
- Online Portal Opens: 15 September 2025
- Last Date for Online Applications: 26 September 2025 (confirm on portal)
- Shortlisting / Verification: September–October 2025
- Final Selection & Disbursement: By end of October / November 2025
Always double-check these dates on the official portal or the notification PDF before you submit.
Documents Required for Overseas Scholarship Scheme
Prepare soft copies (and originals for verification) of the following documents before applying:
- Completed application form (online)
- Proof of Punjabi residence (Domicile/PR)
- Income certificate (issued by competent authority)
- Academic mark sheets and degree certificate (minimum 60% where required)
- Passport copy and proposed university offer letter (if available)
- Identity proof (Aadhaar, Voter ID, etc.)
- Any caste certificate (for SC applicants) and other relevant certificates
Selection Procedure for Punjab Government Overseas Scholarship
Selection normally involves these steps:
- Online application submission and document upload.
- Preliminary eligibility check by the department.
- Shortlisting based on merit, income criteria and seat availability.
- Final verification of documents and release of scholarship award letters.
Note: In some cases, candidates with confirmed university admission or strong academic profiles may be prioritized.
Target & Coverage of Punjab Overseas Scholarship 2025-26
The government has set an ambitious target to increase reach — aiming to support lakhs of students through post-matric and overseas schemes. For 2025-26 the combined target for scholarships (including post-matric) has been raised to reach more deserving students across Punjab.
Top Universities & Institutions Covered Under Punjab Scholarship Scheme
500 Universities across the world selected, where students can enroll and study
For overseas universities, the scheme supports students admitted to recognized and accredited foreign universities; eligibility will depend on course, admission status and scheme terms.
Post-Matric Scholarship Scheme Punjab — 35% Increase
Punjab's post-matric scholarship scheme has seen significant expansion in recent years, with around a 35% increase in beneficiaries during the previous term. This reflects stronger outreach and better fund management so more students receive direct financial support.
Step-by-Step Guide: How to Apply for Punjab Overseas Scholarship 2025
Follow these steps for a smooth application:
- Visit the official portal (NSMSJE/State scholarship portal) and create an account.
- Fill the online application form carefully. Use correct details and a working email/phone number.
- Upload scanned copies of required documents (income certificate, mark sheets, ID, passport if available).
- Submit the form and note your application number for future reference.
- Keep originals ready for physical verification if shortlisted.
Frequently Asked Questions (FAQs)
Q: Who can apply for the Punjab Overseas Scholarship?
A: Punjab residents from the target categories (SC, children of landless agricultural labourers, and other low-income families as specified) who meet academic and income criteria can apply.
Q: What is the income limit for eligibility?
A: As per the latest scheme brief, family income must generally be below ₹8,00,000 per annum. Check the official notification for exact limits and category-wise relaxations.
Q: What does the ₹13.17 lakh allowance mean?
A: The figure reported in media briefs refers to the total annual maintenance allowance provisioned in some scholarship budgets/combined support categories. Actual disbursement per student varies by need and course. Check scheme details for exact benefit slabs.
Q: Can I apply without an admission letter from a foreign university?
A: Some components of the scholarship may allow provisional application, but priority is often given to students with confirmed admission. Keep your admission proof ready if available.
Q: How are beneficiaries selected?
A: Selection is based on eligibility checks, income verification, and merit/available quotas. Final selection includes document verification before funds are released.
ਪੰਜਾਬ ਓਵਰਸੀਜ਼ ਸਕਾਲਰਸ਼ਿਪ ਸਕੀਮ 2025-26 — ਐਸ.ਸੀ. ਅਤੇ ਘੱਟ ਆਮਦਨੀ ਵਾਲੇ ਵਿਦਿਆਰਥੀਆਂ ਲਈ ਵਿਦੇਸ਼ ਪੜ੍ਹਾਈ ਦਾ ਮੌਕਾ
ਸਕੀਮ ਦਾ ਜਾਇਜ਼ਾ
ਪੰਜਾਬ ਸਰਕਾਰ ਨੇ 2025-26 ਵਿੱਚ ਐਸ.ਸੀ. ਅਤੇ ਘੱਟ ਆਮਦਨੀ ਵਾਲੇ ਪਰਿਵਾਰਾਂ ਦੇ ਵਿਦਿਆਰਥੀਆਂ ਲਈ ਵਿਦੇਸ਼ੀ ਪੜ੍ਹਾਈ ਦਾ ਦਰ ਖੋਲ੍ਹ ਦਿੱਤਾ ਹੈ। ਸਕਾਲਰਸ਼ਿਪ ਅਧੀਨ ਟਿਊਸ਼ਨ ਫੀਸ, ਯਾਤਰਾ ਖਰਚ, ਮੈਡੀਕਲ ਇੰਸ਼ੋਰੈਂਸ ਅਤੇ ਰੱਖ-ਰਖਾਅ ਅਲਾਉੰਸ ਦਿੱਤਾ ਜਾਵੇਗਾ।
ਯੋਗਤਾ ਮਾਪਦੰਡ
- ਪੰਜਾਬ ਦੇ ਨਿਵਾਸੀ ਹੋਣੇ ਲਾਜ਼ਮੀ ਹਨ।
- ਪਰਿਵਾਰਕ ਸਾਲਾਨਾ ਆਮਦਨੀ ₹8,00,000 ਤੋਂ ਘੱਟ ਹੋਵੇ।
- ਅਰਜ਼ੀਦਾਰ ਦੀ ਉਮਰ 35 ਸਾਲ ਤੋਂ ਘੱਟ ਹੋਵੇ।
- ਸਨਾਤਕ ਵਿੱਚ ਘੱਟੋ-ਘੱਟ 60% ਅੰਕ ਲਾਜ਼ਮੀ ਹਨ।
ਸਕੀਮ ਅਧੀਨ ਮਿਲਦੇ ਫਾਇਦੇ
| ਫਾਇਦਾ | ਵੇਰਵਾ |
|---|---|
| ਅਲਾਉੰਸ | ਸਾਲਾਨਾ ਰੱਖ-ਰਖਾਅ ਅਲਾਉੰਸ (₹13.17 ਲੱਖ ਤੱਕ) |
| ਟਿਊਸ਼ਨ ਫੀਸ | ਅੰਸ਼ਿਕ ਜਾਂ ਪੂਰੀ ਟਿਊਸ਼ਨ ਫੀਸ |
| ਯਾਤਰਾ ਤੇ ਵੀਜ਼ਾ | ਹਵਾਈ ਟਿਕਟ ਅਤੇ ਵੀਜ਼ਾ ਖਰਚ |
| ਇੰਸ਼ੋਰੈਂਸ | ਮੈਡੀਕਲ ਇੰਸ਼ੋਰੈਂਸ |
ਮਹੱਤਵਪੂਰਨ ਤਰੀਖਾਂ ਅਤੇ ਅਰਜ਼ੀ ਪ੍ਰਕਿਰਿਆ
- ਆਨਲਾਈਨ ਅਰਜ਼ੀ ਸ਼ੁਰੂ: 15 ਸਤੰਬਰ 2025
- ਅੰਤਿਮ ਤਰੀਖ: 26 ਸਤੰਬਰ 2025
- ਦਸਤਾਵੇਜ਼ ਜਾਂਚ: ਅਕਤੂਬਰ 2025
ਲੋੜੀਂਦੇ ਦਸਤਾਵੇਜ਼
- ਡੋਮਿਸਾਈਲ ਪ੍ਰਮਾਣ ਪੱਤਰ
- ਆਮਦਨੀ ਸਰਟੀਫਿਕੇਟ
- ਅਕਾਦਮਿਕ ਸਰਟੀਫਿਕੇਟ
- ਪਾਸਪੋਰਟ
- ਯੂਨੀਵਰਸਿਟੀ ਐਡਮਿਸ਼ਨ ਲੈਟਰ
ਚੋਣ ਪ੍ਰਕਿਰਿਆ
- ਆਨਲਾਈਨ ਅਰਜ਼ੀ
- ਦਸਤਾਵੇਜ਼ ਜਾਂਚ
- ਯੋਗ ਉਮੀਦਵਾਰਾਂ ਦੀ ਚੋਣ
ਸਕੀਮ ਦਾ ਟਾਰਗੇਟ ਅਤੇ ਕਵਰੇਜ
ਪੰਜਾਬ ਸਰਕਾਰ ਨੇ ਇਸ ਵਾਰ ਵੱਡਾ ਟਾਰਗੇਟ ਰੱਖਿਆ ਹੈ ਤਾਂ ਜੋ ਹੋਰ ਜ਼ਿਆਦਾ ਵਿਦਿਆਰਥੀਆਂ ਨੂੰ ਵਿਦੇਸ਼ ਪੜ੍ਹਾਈ ਦਾ ਮੌਕਾ ਮਿਲ ਸਕੇ।
ਜਿਨ੍ਹਾਂ ਸੰਸਥਾਵਾਂ ਵਿੱਚ ਦਾਖਲਾ ਹੋ ਸਕਦਾ
- 500 ਯੂਨੀਵਰਸਿਟੀਆਂ
ਪੋਸਟ-ਮੈਟ੍ਰਿਕ ਸਕਾਲਰਸ਼ਿਪ — 35% ਵਾਧਾ
ਪੋਸਟ-ਮੈਟ੍ਰਿਕ ਸਕਾਲਰਸ਼ਿਪ ਸਕੀਮ ਵਿੱਚ ਇਸ ਵਾਰ 35% ਵਾਧਾ ਕੀਤਾ ਗਿਆ ਹੈ।
ਅਰਜ਼ੀ ਕਿਵੇਂ ਦੇਣੀ ਹੈ
- ਆਧਿਕਾਰਕ ਪੋਰਟਲ 'ਤੇ ਜਾਓ।
- ਨਵਾਂ ਖਾਤਾ ਬਣਾਓ ਅਤੇ ਫਾਰਮ ਭਰੋ।
- ਲੋੜੀਂਦੇ ਦਸਤਾਵੇਜ਼ ਅੱਪਲੋਡ ਕਰੋ।
- ਫਾਰਮ ਸਬਮਿਟ ਕਰੋ ਅਤੇ ਅਪਲੀਕੇਸ਼ਨ ਨੰਬਰ ਨੋਟ ਕਰੋ।
ਅਕਸਰ ਪੁੱਛੇ ਜਾਣ ਵਾਲੇ ਸਵਾਲ
ਪ੍ਰ: ਕੌਣ ਅਰਜ਼ੀ ਦੇ ਸਕਦਾ ਹੈ?
ਉੱਤਰ: ਪੰਜਾਬ ਦੇ ਨਿਵਾਸੀ ਐਸ.ਸੀ. ਜਾਂ ਘੱਟ ਆਮਦਨੀ ਵਾਲੇ ਪਰਿਵਾਰਾਂ ਦੇ ਵਿਦਿਆਰਥੀ।
ਪ੍ਰ: ਆਮਦਨੀ ਸੀਮਾ ਕੀ ਹੈ?
ਉੱਤਰ: ₹8,00,000 ਸਾਲਾਨਾ ਤੋਂ ਘੱਟ।
ਪ੍ਰ: ₹13.17 ਲੱਖ ਅਲਾਉੰਸ ਕਿਹੜਾ ਹੈ?
ਉੱਤਰ: ਇਹ ਸਾਲਾਨਾ ਰੱਖ-ਰਖਾਅ ਲਈ ਪ੍ਰਦਾਨ ਕੀਤਾ ਜਾਂਦਾ ਹੈ।
