SBI FD Interest Rates 2025: Latest Updates for General and Senior Citizens
The State Bank of India (SBI) has once again revised its Fixed Deposit (FD) interest rates for July 2025. The bank had already made reductions in interest rates in May and June. However, there is no change in the interest rate under its special scheme ‘Amrit Kalash’ or 'Amrit Vriddhi'.
Latest SBI FD Interest Rates (Effective July 2025)
| Tenure | Interest Rate (General Citizens) | Interest Rate (Senior Citizens) |
|---|---|---|
| 7 to 45 days | 3.05% | 3.55% |
| 46 to 179 days | 4.90% | 5.40% |
| 180 to 210 days | 5.65% | 6.15% |
| 211 days to less than 1 year | 5.90% | 6.40% |
| 1 year to less than 2 years | 6.25% | 6.75% |
| 2 years to less than 3 years | 6.45% | 6.95% |
| 3 years to less than 5 years | 6.30% | 6.80% |
| 5 years to 10 years | 6.05% | 7.05% |
SBI ‘Amrit Vriddhi’ Special FD Scheme
SBI’s special fixed deposit scheme ‘Amrit Vriddhi’ continues to offer attractive interest rates with no change in July 2025. Under this scheme:
- General Citizens: 7.10% interest for 400 days
- Senior Citizens: 7.60% interest for 400 days
Note: These rates are subject to change. Please check with your nearest SBI branch or visit the official SBI website before booking a new FD.
Why Choose SBI Fixed Deposits?
- India’s most trusted public sector bank
- Safe and secure investment option
- Higher returns for senior citizens
- Easy online booking via NetBanking
Frequently Asked Questions (FAQs)
1. Is SBI FD a safe investment?
Yes, SBI is a government-owned bank and offers one of the safest FD options for both short-term and long-term investors.
2. What is the minimum amount required to open an FD in SBI?
You can open an SBI FD with a minimum deposit of ₹1,000.
3. Is PAN card mandatory for opening an FD?
Yes, a PAN card is mandatory if your FD amount exceeds ₹50,000.
4. Can I open an FD online?
Yes, SBI allows you to open and manage your FD account easily through SBI NetBanking or the YONO app.
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